钛媒体注：近日，Business Insider 发布了对于2020年科技行业30大预测，其中包括对于金融科技行业的五大预测。Business Insider 认为，在2019年引起全球关注的Libra将不会在2020发布，但中国将发布数字货币，此举将推动其他国家的发行计划。
此外，Business Insider 还提出了其对南美洲金融科技发展的看好。其认为，2020年南美金融科技领域的单季度融资额将达到10亿美元的历史最高水平。
以下为Business Insider 报告原文，经钛媒体编译：
2019 marked a dynamic and eventful year for the fintech industry, with big tech players pushing deeper into financial services, corporate giants and governments alike turning their focus to digital currencies, and the industry shifting its attention from fintechs’ user growth numbers to sustainability.
Further, both incumbents and fintechs have been exploring new business models to diversify their revenue streams, players like Robinhood and Freetrade have been disrupting the trading industry by transforming the rules of the game, and emerging markets — such as Latin America — have come to the fore as vibrant fintech ecosystems.
Based on these developments, our proprietary research, and the trends we’ve seen intensifying as we head into the new year, here are our top five predictions for fintech in 2020.
1、Libra won’t launch in 2020, but China will launch a digital currency and push other jurisdictions to follow suit — here’s why:
Facebook remains confident it can deliver on Libra, but since the project has been plagued by criticism, we don't think it will launch in 2020. In June, Facebook announced its plan to launch its cryptocurrency, Libra, with 28 partners in H1 2020. Many regulatory bodies and governments have scrutinized the project since then — Mark Zuckerberg had to testify in front of Congress amid concerns that Libra could facilitate money laundering, endanger users' assets, and give Facebook more power, for instance.